TERM LIFE INSURANCE PROS PRIVACY POLICY
Term Life Insurance Pros ("TLI Pros") understands
your concern with privacy and the use of your personal information. Whether you
submit a purchase request for a vehicle or simply browse through our website, we
assure you that we are committed to protecting your personal privacy.
Information TLI Pros Collects
TLI Pros collects email addresses of consumers who communicate with us or through
our authorized vendors via e-mail. We also collect information on web pages visited
and other information that is provided by consumers either on our site or in response
to e-mail communications from us. We also collect information provided to us by
consumers in purchase requests submitted through our site or our authorized vendors'
sites ("Life insurance quote request form"). Quote Request Information
typically includes name, address, and phone numbers, e-mail address and health information.
In addition, consumers who express a desire to apply for vehicle financing provide
us with and authorize us or our affiliate web sites to obtain from third parties
necessary financial information such as credit reports, income, assets, and other
insurance products ("Finance Information"). We may transmit those requests
to third-party vendors for consideration.
All information provided by consumers in any of the above-listed ways or otherwise
becomes the property of TLI Pros once received by us and may be used and disclosed
as permitted in this Policy.
Framed Sections of Our Site
TLI Pros maintains relationships with outside service providers for some of the
products and services offered through our site. Certain of these service providers
are found on our About us, Life Insurance, Get a quote, FAQ's or other pages. The
information these providers make available may be presented in a "framed"
format, where the TLI Pros border will surround the pages served by the service
providers, or by directly linking the user to the vendors' sites. In either case,
the service provider is prominently identified. Please be aware that any information
you provide on those framed pages is provided directly to those service providers
and is subject to their security and privacy policies. We encourage you to read
the privacy policies of these outside service providers because their privacy practices
may differ from ours.
Browsing on our Website
If you browse through our site without entering any personal data, we will gather
and store certain information about your visit. This information does not identify
you personally and cannot be linked back to you unless you decide at some point
to identify yourself.
If you are only browsing, we collect the following information: IP address, the
type of browser and operating system used to access our site, the date and time
you access our site, the pages you visit (click-through), and if you linked to our
Web site from another Web site, the address of that Web site, as well as additional
information related to your visit.
How We Use Your Personal Information
Collected information is used to improve the content of our website, customize the
content or layout of our website for individual users, provide services requested,
notify users of updates to the site and, subject to the limitations set forth below,
to develop new products and services and to contact consumers for marketing purposes.
Personalization
We use cookies to record past activity at a site in order to provide better service
when visitors return to our site.
Life Insurance Quote Request Form
Life Insurance Quote Request Form is used to transmit to third parties requests
for products or services and to contact consumers regarding quotes and completing
the life insurance application. Similarly, we may share Customer Information with
companies not affiliated with us so that companies, such as insurance or financial
service companies, may also offer you financial products and services.
Similarly, Life Insurance Quote Request Forms transmitted to an Insurance or Financial
Service Company becomes the property of that insurance or financial service company,
in addition to TLI Pros. The information is used to process your Life Insurance
Quote Request and to provide you with information about goods and services. Any
request to opt out of future insurance or financial service company communications,
must be made directly to that third party.
Other Uses
We also share your personal information with our affiliated companies in order to
identify products or services in which you may have interest, to improve our user
experience and generally to engage in market research and for other internal business
purposes. We also may aggregate your personal information with others' information
and prepare reports on site usage, purchase history or other factors for sale or
distribution to others. Those reports are aggregated and include no personally identifying
information. Finally, we may use your personal information to send you email or
postal communications regarding products or services offered by us or by third parties
with whom we have relationships in which we think you may be interested.
Special Sections of Our Site
If you contact Consumer Service utilizing the ‘Leave us a message' Chat function,
your questions or information will not be collected or shared with other parties,
unless directed by you.
Your Right To Opt Out of Communications From Us and Others
You may opt out at any time by sending us a written request. Even if you opt out
we may still disclose information as allowed or required by law.
Security
TLI Pros understands the importance of security for our consumers. We use SSL (Secure
Socket Layer) encryption technology to protect personal data such as finance or
insurance application information during transmission, and maintain other commercially
reasonable precautions to protect information that we store or retain.
Changes or Revisions to This Policy
If we are going to use your personally identifying information in a manner different
from that stated in our privacy policy at the time of collection, we will notify
you via email. You will have a choice as to whether or not to allow us to use your
information in this different manner. In addition, if we make any material changes
in our privacy practices that do not affect user information already stored in our
database, we will post a prominent notice on our website notifying users of the
change. In some cases we will also e-mail users who have opted to receive communications
from us, notifying them of the changes in our privacy practices.
In the event TLI Pros or its assets are acquired, such as through merger, acquisition
or similar event, resulting in a change in ultimate control over customers' personal
information (other than through an internal corporate reorganization or similar
transaction), customers will be notified promptly of such change. We will make reasonable
efforts to ensure that the acquirer of our customers' personal information respects
the provisions of this privacy policy, although this may not be possible in certain
legal settings (such as bankruptcy).
Questions or Concerns?
If you have any questions or concerns regarding privacy, security, opting-out of
e-mail offers or understanding how your personal information is being used, please
contact our Consumer Protection Liaison at
tliprosprivacy@termlifeinsurancepros.com.
For any other issues, please contact our customer service department at
customerservice@termlifeinsurancepros.com
Our mailing address:
PO Box 11333
Chandler, AZ 85248